Wednesday, February 19, 2020

Economics Final Project Assignment Example | Topics and Well Written Essays - 500 words

Economics Final Project - Assignment Example These needs notwithstanding, health insurance coverage has not reached levels most expected by stakeholders. A number of reasons could account for this. As a way of addressing the situation, a number of health insurance policies exist to ensure that people can have options that best apply to their needs so that they would select these. One of the options is the high-deductible health plan (HDHP). The best way to argue on whether or not HDHP will lead to improved coverage is to look at the modalities involved in this type of health insurance plan. There are two broad modalities that can be identified in this context. In the first place, users selecting this option are required to pay much lower premiums than what may be called traditional health insurance plans (Yoo and Chen, 2009). The premium refers to that money that is paid upfront to the health insurance company on a monthly basis. This means that people opting for this would not be paying so much every month as compared to those selecting other traditional plans. On the other hand, these people are required to pay higher deductibles than in traditional health insurance plans (Henderson, 2012). These deductibles are the amounts that are paid for an insurer’s own medical care before the health insurance company come in to pay anything for the insurer. From the explanation given about the rationale based on which the HDHP works, it would be noted that people who visit the doctor less often and do not accrue much cost from their visits with the doctor would have the benefit of this plan. Meanwhile, Chang et al. (2006) argued that the healthcare population of the country is made up of more of such people than those with catastrophic health conditions. Should the greater percentage get the right counsel therefore, chances that a good number of the populace would opt for HDHP and thus increase the coverage with the system is high. With this said, it is also important to look at the issue of economic benefits

Tuesday, February 4, 2020

The History Subjects For Students Kindergarten Through Grade 12 Essay

The History Subjects For Students Kindergarten Through Grade 12 . African-Americans in Historic Perspective - Essay Example The idea of National Standards seemed to offer a way of composing a coherent narrative of American development and of establishing clear expectations of the historical knowledge to be acquired by students."1 The idea of developing standards in all subjects of K-12 grade picked up pace in 1990 when the then Bush administration launched the National Education Goals aimed at inter alia, "a new standard for an educated citizenry, one suitable for the next century.America can meet this challenge if our society is dedicated to a renaissance in education."2 These goals were determined in realization of the findings that the standard of education in the United States was not at par with other nations where students coming out of universities were more knowledgeable, better trained and creative. The National Education Goals initiative gave itself a time period of ten years, that is, by year 2000 when students in America will deal with their subjects in a more competent manner in that they will be more creative and better able to apply their mind to learning. The subjects students would learn with this new approach included English, mathematics, science, geography and more importantly history. The reasons behind setting these goals was nothing but preparing students for responsible citizenship, further learning, and productive employment in a modern economy. The 1983 report, A Nation at Risk also warned of a rapid decline in American students' academic achievements. But the truth, says Kevin Kosar in his new book Failing Grades, is that mediocrity "is not rising: it has been high for at least three decades."3 This chapter will look into the process of setting standards for the history subjects for students Kindergarten through Grade 12 and the notion of inclusion (and exclusion) in the American story with particular reference to the African-Americans. While the philosophy of what can safely be called rewriting the American history is that it does not necessarily have to be a narrative of extraordinary people and events but the ordinary people and ordinary events were as much important.Although the National History Standards initiative had bipartisan support and the process a dopted a participatory approach, the right-wing decided to take a snipe at the mention of certain people and events such as the Ku Klux Klan and McCarthyism and inclusion of African-Americans. The objection was also on presenting America's African heritage at the cost of down-grading the European heritage. The National Centre for History at the University of California Los Angeles was mandated with the task for formulating the National History Standards under the guidance of the National Council for History Standard